In November, certain individuals receiving Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) may receive a total of three payments.
These payments result from a unique scheduling situation involving the timing of SSI and SSDI checks. Here’s how the payment schedule works and why some beneficiaries will see three deposits.
SSI & SSDI Payment Overview
SSI payments are provided to people with low income who are aged 65 or older, blind, or disabled. SSDI payments, on the other hand, are for those who have a qualifying disability and have contributed enough to Social Security through taxes.
It is possible to qualify for both SSI and SSDI simultaneously, which is called concurrent benefits. These individuals receive SSDI due to their work history and SSI due to their low income.
November Payment Schedule
Here’s a breakdown of the scheduled payments for November 2024:
- November 1, 2024:
- SSI Payment: This payment is sent to eligible individuals, including seniors, those who are blind, and people with disabilities.
- SSDI Payment: For those who were on Disability Insurance before May 1997 or receive both SSDI and SSI simultaneously.
- November 13, 2024:
- SSDI Payment: This is for those whose birthdays fall between the 1st and 10th of the month. Recipients will get only one SSDI check per month.
- November 20, 2024:
- SSDI Payment: For recipients with birthdays between the 11th and 20th of the month.
- November 27, 2024:
- SSDI Payment: For those with birthdays between the 21st and 31st of the month.
- November 29, 2024:
- Second SSI Payment: This payment is for December and is sent in advance because the first of December falls on a weekend. So, recipients will get their SSI for December at the end of November.
Who Will Receive 3 Payments in November?
Some recipients of both SSI and SSDI will receive a total of three payments in November:
- First Payment: SSI payment on November 1.
- Second Payment: SSDI payment on November 1 (if receiving concurrent benefits).
- Third Payment: SSI payment on November 29 (December’s SSI payment sent early).
This situation applies to people who receive both SSI and SSDI benefits. Most other recipients will only receive either their SSDI or SSI payments.
Maximum Benefit Amounts
- SSI: The maximum monthly benefit for an individual receiving SSI is $943. Married couples can receive up to $1,415.
- SSDI: The average SSDI payment is $1,539, though your actual benefit might be higher or lower depending on your work history and contributions.
Final Note: Apply for SNAP if Needed
If you’re receiving both SSI and SSDI but still struggle to cover your basic needs, such as food, you may be eligible for Supplemental Nutrition Assistance Program (SNAP) benefits.
SNAP helps low-income individuals and families buy groceries and can be an additional source of financial relief.
FAQs
Why will some people get 3 payments in November?
People receiving both SSI and SSDI may get 3 payments due to the SSI being paid early for December and the regular SSDI and SSI payments in November.
What are the maximum SSI and SSDI payments in 2024?
SSI recipients can receive up to $943 (individuals) or $1,415 (married couples), and SSDI recipients receive an average of $1,539.
When are the SSI payments scheduled in November?
SSI payments are scheduled for November 1 and November 29 (December’s payment sent early).
When are the SSDI payments in November?
SSDI payments will be sent on November 1, 13, 20, and 27, depending on your birthdate and eligibility.
Can I receive both SSI and SSDI?
Yes, some individuals with low income and a work history may qualify for both SSI and SSDI benefits, known as concurrent benefits.
