As October SSDI (Social Security Disability Insurance) payments come to an end, it’s time to prepare for the November 2024 payments.
The Social Security Administration (SSA) has shifted its usual schedule slightly, so there are some changes recipients should be aware of, including early payments and direct deposits of up to $3,822 for eligible recipients.
Why Will the First SSDI Payment in November Be Early?
Typically, SSDI recipients who receive their payments on the 3rd of the month can expect their money to arrive on that date. However, in November 2024, the first SSDI payment will be sent on November 1, instead of November 3.
This is because November 3 falls on a Sunday, and the SSA does not process payments on weekends or holidays. As a result, the payment is sent two days early.
While it’s only a small change in timing, it’s good news for recipients, as they will get their benefits slightly earlier than expected.
Who Gets Paid on November 1?
The November 1 payment will go to two main groups:
- SSI and SSDI Recipients: Those who receive Supplemental Security Income (SSI) in addition to SSDI will get both payments on November 1. This is typical for recipients who are on both programs.
- SSDI Recipients Who Qualified Before May 1997: Individuals who started receiving SSDI benefits before May 1997 will also receive their payment on November 1.
SSDI Payment Rounds for November
For those who started receiving SSDI benefits after April 30, 1997, the payment schedule is based on their birthdate. Here’s the breakdown for November payments:
- November 13: For those born between 1st and 10th of any month.
- November 20: For those born between 11th and 20th of any month.
- November 27: For those born between 21st and 31st of any month.
Double Payments in November for Some Recipients
Recipients who receive both SSI and SSDI have an additional update for November. In addition to receiving their usual payment on November 1, they will also receive their December SSI payment early—on November 29, 2024.
While this is not an extra or bonus payment, it will be sent two days earlier than usual due to the weekend scheduling. This means SSI recipients will see two payments in November.
Maximum SSDI Payments in November
The maximum SSDI payment can vary significantly depending on work history and age of retirement or disability. In November 2024, some eligible SSDI recipients could receive up to $3,822. The amount depends on factors such as:
- The age at which you filed for disability benefits.
- Your work history and lifetime earnings.
Those with higher lifetime earnings and those who delay filing until full retirement age are more likely to receive the maximum benefit.
With November 2024 on the horizon, SSDI recipients can expect changes in their payment schedule, particularly those who receive their payments on November 1.
For many, this means receiving funds earlier than anticipated, which can be a welcome relief. Additionally, SSI recipients will get their December payment in late November, giving them two payments within the same month.
FAQs
Why is the SSDI payment coming early in November?
The November 1 payment is early because November 3 falls on a Sunday, and SSA does not process payments on weekends.
Who gets their SSDI payment on November 1?
Those who receive both SSI and SSDI, as well as SSDI recipients who qualified before May 1997, will be paid on November 1.
What is the SSDI payment schedule for November 2024?
November 13: For birth dates between 1-10.
November 20: For birth dates between 11-20.
November 27: For birth dates between 21-31.
Will I receive two payments in November if I get SSI and SSDI?
Yes, SSI recipients will receive two payments in November—November 1 and November 29.
What is the maximum SSDI payment in November 2024?
The maximum SSDI payment can be up to $3,822, depending on your work history and when you filed for benefits.
