Millions of Social Security retirement and Supplemental Security Income (SSI) recipients in the U.S. will soon receive their November payments.
The highest payments this month are for eligible retirees, while SSI recipients will see smaller checks, with amounts based on eligibility and filing history. Here’s a breakdown of payment dates, amounts, and who qualifies for each benefit.
Key November 2024 Payment Dates for SSI and Social Security
Social Security retirement and SSI payments follow different schedules, with payments spread across four main dates in November:
November 1, 2024 – First Payment Date for SSI and Early Retirees
- SSI Recipients: SSI payments are issued on the first of every month, so recipients will receive their checks or direct deposits on November 1.
- Early Retirees: Retirees who began collecting benefits before May 1997 or those receiving both SSI and Social Security retirement benefits will also receive their payments on November 1 instead of the standard third-of-the-month payment.
This timing benefits dual recipients who qualify for both SSI and Social Security retirement, as they receive both payments on the same day.
Remaining November Social Security Payment Dates
For those who began receiving benefits after April 30, 1997, Social Security retirement payments in November will be based on birthdates:
| Birthdate Range | Payment Date |
|---|---|
| 1st – 10th | November 13, 2024 |
| 11th – 20th | November 20, 2024 |
| 21st – 31st | November 27, 2024 |
Recipients should check their payment dates carefully to ensure timely access to their funds.
Payment Amounts: Social Security Retirement and SSI
The payment amounts vary widely based on retirement earnings history, spousal benefits, and SSI eligibility. Here’s a breakdown:
Social Security Retirement Benefits
- Maximum Retirement Benefit: Eligible retirees could receive up to $4,873 per month.
- Average Retirement Payment: For most retirees, the average payment is approximately $1,920.
Those with a long work history and higher contributions to Social Security can qualify for the upper limit, while others receive amounts closer to the national average.
Supplemental Security Income (SSI) Payments
SSI benefits are designed for low-income individuals who are elderly, blind, or disabled:
- Individual Maximum: Up to $943 per month.
- Married Couples: Couples eligible for SSI may receive a combined total of up to $1,415 per month.
SSI recipients with limited resources receive these payments as essential support to cover basic living expenses, while individuals who qualify for both SSI and Social Security retirement benefits receive dual payments.
Eligibility Requirements for Social Security Retirement and SSI
- Social Security Retirement: Based on work history and contributions. Individuals become eligible after reaching age 62, with higher benefits for those who wait until full retirement age (FRA) or beyond.
- Supplemental Security Income (SSI): Available to low-income individuals who are:
- At least 65 years old
- Blind or disabled
- Meeting income and resource limits, as well as U.S. residency requirements.
In summary, November 2024 Social Security and SSI payments will deliver vital income to retirees and those with disabilities, with SSI payments arriving first on November 1, and additional retirement payments scheduled throughout the month.
