Many households across the U.S. are set to receive up to $973 on their EBT cards this week, providing crucial support for food expenses.
Whether you’re a longtime Supplemental Nutrition Assistance Program (SNAP) recipient or newly applying, understanding the eligibility requirements, distribution dates, and ways to maximize your benefits can help you make the most of this essential program.
What Is the Maximum SNAP Benefit?
For a family of four, the maximum monthly SNAP benefit is $973 in most states, though larger households may qualify for higher amounts and smaller households for less. The actual amount varies based on household income, size, and allowable expenses like rent and utilities.
SNAP Eligibility Requirements
Eligibility for SNAP is determined by several factors, including income limits, resource limits, and work requirements.
1. Income Limits
- Gross Income Limit: Typically, a household’s gross monthly income must be at or below 130% of the federal poverty level. For a family of four, this is around $3,250 per month.
- Net Income Limit: After allowable deductions like rent, utilities, and childcare, net income should fall below 100% of the federal poverty level.
2. Resource Limits
- Countable Resources: Cash, bank accounts, and other liquid assets. The limit is $2,750 for most households or $4,250 for households with members aged 60+ or disabled.
3. Work Requirements
- Able-Bodied Adults Without Dependents (ABAWDs): Adults aged 18-54 must meet work or work program requirements of at least 80 hours monthly to receive benefits beyond three months.
Households with seniors or disabled members often qualify for additional deductions, and families with young children may also deduct childcare expenses. For more details on income and resource limits, check the Federal Poverty Guidelines.
How SNAP Benefits Are Distributed
SNAP benefits are deposited monthly, with distribution dates varying by state. Typically, states use factors like the recipient’s case number, last name, or birth date to determine the exact day. Here’s a snapshot of distribution schedules in select states:
| State | Payment Dates |
|---|---|
| California | 1st to 10th |
| New York | 1st to 9th |
| Texas | 1st to 28th |
| Florida | 1st to 28th |
| Washington | 1st to 20th |
For specific details, visit your state’s SNAP agency page.
How to Apply for SNAP Benefits
Applying for SNAP is a straightforward process, and assistance is available to help you complete your application:
- Gather Documentation: You’ll need to provide proof of income, household size, and residency.
- Submit the Application: Applications are available online, by phone, or in person at your local SNAP office.
- Attend an Interview: Most applicants complete an interview by phone or in person.
- Receive a Decision: Applications are processed within 30 days, but emergency benefits may be available within seven days for eligible households.
Visit the USDA SNAP Application Page to apply.
What Can SNAP Benefits Be Used For?
SNAP benefits are designed to help households buy nutritious food items. Here’s a quick list of what you can and can’t purchase:
- Allowed: Fruits, vegetables, meat, dairy, bread, grains, and non-alcoholic beverages.
- Not Allowed: Alcohol, tobacco, vitamins, and hot prepared foods intended for on-site consumption.
Sample Grocery List with $973 SNAP Benefits
Here’s an example of a balanced grocery list that a family of four could purchase with a $973 SNAP benefit:
| Category | Examples |
|---|---|
| Fresh Produce | Apples, lettuce, carrots, potatoes |
| Proteins | Chicken, beef, eggs, peanut butter |
| Dairy | Milk, yogurt, cheese |
| Grains | Rice, pasta, whole-grain bread |
| Healthy Snacks | Nuts, granola bars, dried fruit |
For more details, see the USDA’s Eligible Food Items page.
Tips to Maximize SNAP Benefits
Make the most of your SNAP benefits by using these budget-friendly tips:
- Plan Your Meals: Weekly meal planning helps ensure you’re only buying what you need and avoids waste.
- Buy in Bulk: Non-perishables like rice, pasta, and canned goods can be more cost-effective in bulk.
- Look for Discounts: Many stores offer sales or discount days on SNAP-eligible foods.
- Shop Seasonal Produce: Fruits and vegetables that are in season are often cheaper and fresher.
Keeping Track of Your SNAP Balance
To stay on top of your SNAP benefits:
- Check Your Balance: Use the customer service number on the back of your EBT card.
- Log In Online: Many states offer online portals for tracking benefits and transaction history.
- Contact Local SNAP Office: For questions about eligibility or benefit status, your local SNAP office can provide support.
SNAP benefits are essential for many households, and understanding how to apply, check eligibility, and manage funds can help you stretch your monthly budget effectively.
