The Supplemental Security Income (SSI) program, managed by the Social Security Administration (SSA), generally issues payments on the first of each month.
However, when the first falls on a weekend or federal holiday, the SSA shifts payment dates to ensure recipients receive their funds on time. For December 2024, the usual December 1 SSI payment has been rescheduled to November 29, 2024.
Here’s a full update on what this means for SSI recipients, the payment amounts, and what to expect regarding the 2025 Cost-of-Living Adjustment (COLA).
Why the Payment Date Changed
Since December 1, 2024, is not a feasible date for issuing payments due to timing conflicts, the SSA has moved the December SSI payment to November 29, 2024. This means recipients will see their funds two days earlier than expected.
Payment Amounts for November 29
SSI payments vary depending on age group and individual circumstances. Here are the average SSI payments for December, which will be disbursed on November 29:
| Recipient Group | Average Payment Amount |
|---|---|
| All SSI Beneficiaries | $697 |
| Under 18 | $813 |
| Aged 18-64 | $743 |
| Aged 65+ | $574 |
Factors Affecting Payment Amounts
While the amounts listed are averages, payments can vary depending on each recipient’s financial situation, work status, marital status, and changes in household income or assets.
If there have been recent changes, such as getting married or starting a job, it’s essential to report these to the SSA, as they can affect payment calculations.
When to Expect the 2025 COLA Increase
The 2025 Cost-of-Living Adjustment (COLA) will not apply to the November 29 SSI payment, as this is the scheduled December payment. Instead, SSI recipients will receive the 2025 COLA increase on December 31, 2024, ahead of the new year.
This adjustment is expected to increase SSI payments by approximately 2.5% to help account for inflation.
For retirees and recipients of Social Security Disability Insurance (SSDI), the COLA increase will start with January payments, issued between January 3 and January 22, 2025.
Key Takeaways for SSI Recipients
- Next Payment Date: November 29, 2024 (December payment).
- 2025 COLA Adjustment: Effective on December 31, 2024.
- Changes in Circumstances: Report any changes, such as new employment or marital status, as these can affect payment amounts.
The SSA aims to provide consistent support for SSI recipients, and early payments are intended to ensure that beneficiaries have reliable access to funds, especially around the holiday season.
If you have any questions or need to make updates, check your My Social Security account online or contact your local SSA office to confirm your information.
