IRS Deadline To Apply For Unclaimed Stimulus Checks: Know Claim Process & More Details

Many Americans have already received their stimulus checks, but some taxpayers—particularly those who don’t normally file tax returns—may still be missing out on these payments.

Fortunately, it’s not too late to claim your unclaimed stimulus money, but the clock is ticking. The IRS has set a firm deadline, and you need to act soon to avoid missing out.

When Is the Deadline to Claim Your Stimulus Check?

Although you can no longer claim the 2020 Recovery Rebate Credit, there’s still time to claim the 2021 Economic Impact Payment through the Recovery Rebate Credit.

The IRS deadline to apply is April 15, 2025. This extended timeline gives you a few more years to ensure you receive your 2021 stimulus payment if you haven’t already.

If you were eligible for the 2021 Economic Impact Payment but didn’t receive it, you’ll need to file a 2021 tax return, even if you weren’t required to file because your income was too low. This is a crucial step to make sure you don’t miss out on the money you’re entitled to.

Who Should File to Claim a Stimulus Check?

There are several groups of taxpayers who may not have received their 2021 stimulus check. This includes people who normally don’t file tax returns, such as those with very low or no income.

If you didn’t receive your 2021 stimulus payment, it’s worth checking if you’re eligible. You might still qualify for a significant financial boost.

How to Claim Your Stimulus Check from the IRS

To claim your unclaimed 2021 stimulus check, the IRS recommends filing a 2021 tax return. Here are a few options to help you file:

• Volunteer Income Tax Assistance (VITA): The IRS suggests using VITA, a free service for those who need help filing tax returns. This is especially helpful if you’re filing solely to claim your stimulus check and don’t typically deal with tax returns.
• Professional Tax Help: If you prefer working with a tax professional, this may also be a good route to ensure your filing is accurate. Tax professionals can guide you through the process and ensure you don’t miss any crucial details.

To learn more about VITA or to find help preparing your tax return, visit the IRS website: https://www.irs.gov/individuals/free-tax-return-preparation-for-qualifying-taxpayers.

Don’t Delay: File Before the Deadline

Although April 15, 2025, seems far away, it’s always better to act sooner rather than later.

Filing early helps avoid potential delays and ensures you don’t miss the deadline. If you or someone you know might be eligible for the 2021 stimulus check but hasn’t claimed it, now is the time to take action.

If you didn’t receive your 2021 stimulus check, there’s still time to claim it through the Recovery Rebate Credit. By filing a 2021 tax return, even if you weren’t required to file, you could receive a financial boost. The IRS deadline to apply is April 15, 2025, but don’t wait until the last minute—file your claim now to ensure you get your payment.

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