Supplemental Security Income (SSI) recipients can expect their next payment on November 29, 2024, slightly ahead of schedule. This shift is due to the regular December 1 payment date landing on a Sunday.
Since SSI payments only go out on business days, the Social Security Administration (SSA) ensures they’re sent before weekends or federal holidays.
Here’s everything you need to know about these upcoming payments, the adjustments in December, and the 2025 cost-of-living adjustment (COLA) changes.
Date
Why the Change in Payment Date?
SSI payments typically arrive on the first of each month. However, because December 1, 2024, falls on a Sunday, payments will be made earlier on November 29. This ensures that recipients don’t face delays over the weekend.
Upcoming Payments for December
While the December payment will arrive in November, it’ll still be calculated based on 2024 rates, meaning eligible couples can receive up to $1,415. For individual recipients, the maximum remains at $943, while essential persons who qualify for SSI can receive up to $472.
Increased SSI Payments in 2025
Starting December 31, 2024, SSI payments will increase, thanks to the 2025 COLA boost. Here’s a quick look at how benefits are changing:
| Category | 2024 Maximum | 2025 Maximum | Increase |
|---|---|---|---|
| Eligible Married Couples | $1,415 | $1,450 | +$35 |
| Individual Recipients | $943 | $967 | +$24 |
| Essential Persons | $472 | $484 | +$12 |
Who Receives the Full $1,450?
The $1,450 payment applies to eligible married couples receiving the maximum SSI benefits. Individual recipients and essential persons will also see a modest increase, with additional monthly benefits beginning with the January 2025 payment.
Eligibility Criteria for SSI Payments
SSI helps millions of Americans with low income and resources, but many are unaware they may qualify. Here’s a brief look at the basic eligibility criteria:
- Income: Applicants must demonstrate limited income.
- Resources: Limited assets or financial resources, typically under $2,000 for individuals or $3,000 for couples.
- Age and Disability: Recipients must be either 65 or older, blind, or disabled.
The program is designed to support individuals who face financial challenges due to disabilities, aging, or other conditions that limit earning potential.
Additional Benefits for SSI Recipients
SSI recipients can often qualify for other aid programs. Many receive SNAP benefits (Supplemental Nutrition Assistance Program, or “food stamps”), which can help reduce grocery expenses.
Since SNAP and SSI benefits are compatible, SSI recipients should consider applying for SNAP if they haven’t already.
If you’re not currently receiving SSI but believe you may qualify, now might be the perfect time to apply. The SSA website provides a detailed checklist to guide applicants, making it easy to check eligibility and submit required documents.
As the new year approaches, SSI recipients can look forward to a small but meaningful boost in their monthly support, thanks to the COLA increase. This change aims to help recipients keep pace with rising living costs, providing some extra financial flexibility.
