For those who rely on Social Security Disability Insurance (SSDI), November brings multiple scheduled payment dates depending on the recipient’s birth date.
In addition to the usual payment structure, this month’s schedule aligns with the second, third, and fourth Wednesdays of November, which means recipients could see their payments on November 13, 20, or 27.
If you already received an SSDI payment on November 1, you won’t be eligible for another SSDI payment this month. However, those who also receive Supplemental Security Income (SSI) will get their SSI deposit on November 29.
Schedule
SSDI payments in November follow a set schedule:
- November 13: For recipients with birthdays between the 1st and 10th of the month, SSDI payments will arrive on this date.
- November 20: Those born between the 11th and the 20th will receive payments on this date.
- November 27: Recipients born between the 21st and the 31st of the month will get their SSDI payments on this final date.
Who Qualifies for the $1,539 Payment?
The average SSDI payment for eligible recipients is $1,539, though actual payment amounts can vary based on several factors.
These include your lifetime earnings, the age at which you filed for SSDI, and the number of years you worked in jobs covered by Social Security. High earners who have worked for 35 years or more and reached the maximum taxable income can qualify for payments up to $3,822 monthly.
Payment Amount Breakdown
| Birth Date Range | SSDI Payment Date | Average Payment |
|---|---|---|
| 1st – 10th | November 13 | $1,539 |
| 11th – 20th | November 20 | $1,539 |
| 21st – 31st | November 27 | $1,539 |
The table above outlines the SSDI payment dates and the average payment amount for each group.
Important Dates for SSI and SSDI Recipients
For SSI beneficiaries, the next payment will be issued on November 29, a separate check from SSDI. Meanwhile, individuals on both SSDI and SSI, or who were awarded SSDI before May 1997, will see their next deposit on December 3.
This date marks the first payment of December, providing essential funds right at the beginning of the holiday season.
Factors That Influence SSDI Payments
While $1,539 is the average SSDI payment, not every recipient will receive this exact amount. Some factors impacting SSDI payments include:
- Lifetime earnings: Higher earners with long work histories tend to receive higher SSDI payments.
- Length of covered employment: To maximize payments, many recipients work for at least 35 years.
- Age of application: The age at which you apply can also impact your SSDI payments, as longer work histories and delayed filings often increase the benefit amount.
Maximum SSDI Payments for High Earners
Recipients who have consistently paid the maximum taxable Social Security contribution and worked for over 35 years can receive up to $3,822. However, few recipients qualify for this upper limit, as it requires both high earnings and a significant contribution history.
SSDI recipients can stay on top of their scheduled payments by marking the birth date ranges on their calendars and noting payment dates each month.
While $1,539 is the average, it can serve as a valuable point of reference for budgeting and financial planning, especially for those who rely heavily on these monthly benefits.
