In November 2024, the Social Security Administration (SSA) will be issuing several payments for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) recipients.
Here’s a full breakdown of the eligibility requirements, payment schedule, and maximum benefit amounts so you can stay informed and make sure you don’t miss any of your payments.
SSDI Payment Schedule and Eligibility in November 2024
The SSA issues SSDI payments on a staggered schedule, based on the recipient’s birthdate. This system helps the SSA manage disbursements efficiently while ensuring recipients know when to expect their funds.
Here’s the November payment schedule:
SSDI Payment Dates in November
| Birth Date | SSDI Payment Date |
|---|---|
| 1st-10th of any month | November 13, 2024 |
| 11th-20th of any month | November 20, 2024 |
| 21st-31st of any month | November 27, 2024 |
Requirements for November SSDI Payments
To qualify for SSDI payments this month, you must meet the following criteria:
- Application Date: You must have started receiving SSDI after April 30, 1997.
- Birth Date: Your payment date is determined by your birth date:
- Birthdays from the 1st to the 10th receive payments on November 13.
- Birthdays from the 11th to the 20th receive payments on November 20.
- Birthdays from the 21st to the 31st receive payments on November 27.
- Exclusivity: SSDI payments are only for those who qualify for SSDI alone and are not receiving SSI.
SSDI Payment Amounts
The amount you receive in SSDI varies based on your earnings record, with payments ranging up to a maximum SSDI payment of $3,822. The average SSDI payment is $1,539, but individual amounts depend on work history, earnings, and other factors determined by the SSA.
December SSI Payment Date
In addition to SSDI, the SSA will also distribute a Supplemental Security Income (SSI) payment in November. However, due to December 1 falling on a Sunday, the SSA has moved the December payment to November 29, 2024.
SSI Payment Amounts
SSI payments also vary based on individual needs and circumstances, with typical maximum amounts for November set as follows:
- Individual Maximum: $943 per month
- Couples Maximum: $1,450 per month
- Average SSI Payment: $697
If you qualify for SSI and have no recent life changes (like a new job or marriage), you can expect your payment on November 29.
Important Notes on the 2025 Cost-of-Living Adjustment (COLA)
The November 29 SSI payment will not include the 2025 Cost-of-Living Adjustment (COLA). Instead, SSI recipients will see the COLA increase reflected in a separate payment on December 31, 2024.
For SSDI recipients, the COLA increase will take effect with their first January 2025 payment, scheduled between January 3 and January 22, 2025.
The 2025 COLA is set to be 2.5%, an adjustment that will help offset rising living costs for SSI and SSDI beneficiaries.
Key Takeaways for November 2024 Disability Benefits
- SSDI Payments:
- November 13 for birth dates 1st-10th.
- November 20 for birth dates 11th-20th.
- November 27 for birth dates 21st-31st.
- Maximum SSDI benefit: $3,822.
- SSI Payments:
- November 29 for December’s SSI benefit (since December 1 falls on a Sunday).
- Maximum SSI benefit: $943 for individuals, $1,450 for couples.
- 2025 COLA Increase: SSI recipients will see their COLA adjustment on December 31, 2024, and SSDI recipients in early January 2025.
Stay updated with official SSA notifications to ensure you don’t miss any changes to benefit dates or amounts. For any specific questions or updates to your account, visit your My Social Security account online or contact the SSA directly.
