For recipients of Social Security Disability Insurance (SSDI), October continues to bring payment distributions.
On October 16, SSDI beneficiaries who started collecting benefits after April 30, 1997, and have birthdays between the 11th and 20th, will receive their monthly payment.
This is part of the regular SSDI payment schedule, and for those still awaiting their payment, checking your bank account is recommended to confirm its arrival.
For those not covered by this payment round, October 23 will be another important date for SSDI payments, specifically for beneficiaries with birthdays between the 21st and 31st.
October 23 SSDI Payment Schedule
To receive your October 23 SSDI payment, you need to meet the following criteria:
- You must have started receiving SSDI benefits after April 30, 1997.
- Your birth date must fall between 21st and 31st of any month.
- You must continue to meet SSDI eligibility requirements, which include having a qualifying disability that affects your ability to work.
If you are also a recipient of Supplemental Security Income (SSI), your next SSI payment will be issued on November 1. Typically, SSI payments are sent on the 1st of each month, but this date is adjusted when the 1st falls on a weekend or holiday.
SSDI Amounts Without 2025 COLA
October’s SSDI payments will not yet reflect the upcoming 2025 Cost of Living Adjustment (COLA), which will take effect in January 2025.
As of October 2024, the maximum SSDI payment is $3,822 per month, though the average payment stands at $1,539. After the 2025 COLA increase, the average payment is expected to rise to $1,577.
Estimated SSDI Payment Increases After 2025 COLA:
| 2024 SSDI Payment | 2025 SSDI Payment |
|---|---|
| $1,000 | $1,025 |
| $500 | $512 |
For those receiving lower payments (e.g., $500 per month), it’s worth checking with your local Social Security Administration (SSA) office to see if you qualify for Supplemental Security Income (SSI) in addition to SSDI. This extra support could help boost your overall monthly income.
SSDI recipients can look forward to their regular payments on October 16 and October 23, depending on their birthday.
While 2024 payments will not yet include the 2025 COLA increase, the new adjustment will start benefiting recipients in January 2025, helping them manage rising living costs.
For anyone receiving SSDI or considering applying for SSI, staying informed about upcoming payment schedules and eligibility criteria is essential to maximizing benefits.
FAQs
When will SSDI payments be issued in October?
October payments will be issued on October 16 and October 23, depending on your birth date.
Will SSDI payments include the 2025 COLA in October?
No, the 2025 COLA increase will only apply to payments starting in January 2025.
How much is the maximum SSDI payment in 2024?
The maximum SSDI payment in 2024 is $3,822 per month.
What is the average SSDI payment in 2024?
The average SSDI payment as of August 2024 is $1,539.
When will I receive my next SSI payment?
The next SSI payment will be issued on November 1, 2024.
