The Social Security Administration (SSA) has confirmed that SSI recipients will receive a third payment in November, specifically for those who receive both Supplemental Security Income (SSI) and Social Security benefits.
This advance payment, scheduled for November 29, 2024, is intended to cover the December SSI payment but is being issued early to avoid delays.
Here’s a breakdown of why eligible recipients are getting three payments this month, the payment amounts, and additional details.
Why Three Payments for Some SSI & Social Security Recipients?
For November 2024, some Americans who qualify for both SSI and Social Security benefits (such as retirement or disability) will see three separate payments. Here’s the schedule:
- November 1: SSI payment for November.
- November 1 (for November 3): Social Security payment (advanced, since the 3rd is a Sunday).
- November 29: SSI payment for December, paid early to avoid a delay due to December 1 falling on a weekend.
This third payment is specifically for individuals who are enrolled in both programs and qualified to receive their benefits at the start of the month.
November 29 SSI Payment Amounts
The SSA has outlined the maximum SSI payment amounts for the November 29 payment, which covers the December benefit:
- Essential Person: Up to $472
- Individual: Up to $943
- Eligible Married Couple: Up to $1,415
It’s important to note that while these are the maximum SSI payment amounts, not all recipients will receive these full amounts. Payments may be reduced based on additional income or resources. For example, the average SSI payment for recipients aged 65 and older is approximately $574, with the overall average payment for all SSI recipients around $697.
Why the Early December Payment?
The SSA advances payments whenever the first of the month falls on a weekend or holiday, ensuring recipients have timely access to funds.
This early December payment on November 29 helps low-income SSI recipients avoid any inconvenience, as banks may not process payments until the next business day if issued on a weekend.
Who Qualifies for the Three Payments?
Only recipients who meet these criteria will receive three payments in November:
- Currently receiving both SSI and Social Security (either retirement or disability).
- Enrolled and qualified for payments issued at the start of each month.
- Direct deposit recipients may see payments processed faster, though mailed checks could arrive slightly later.
Key Takeaways
- Third Payment: The November 29 payment is an advance for December’s SSI, offering additional support to recipients before the new month.
- Eligibility: Those enrolled in both SSI and Social Security may see three payments.
- Advance Payment: The SSA schedules payments early when the 1st of the month falls on a weekend, ensuring uninterrupted access.
This early December SSI payment provides a financial buffer and helps recipients begin the holiday season with a stable financial foundation.
